Terms and Conditions
Acceptance of Terms
By using Moontidebreeze's investment consultation services, you agree to be bound by these terms and conditions.
These terms govern your use of our website and consultation services, including all related communications and documentation.
Definitions
For the purpose of these terms:
- "Services": refers to investment consultation, portfolio analysis, and financial advisory services
- "Client": refers to any individual or entity using our consultation services
- "Consultation": refers to professional investment advice sessions provided on an hourly basis
- "Recommendations": refers to investment suggestions and portfolio guidance provided during consultations
Service Description
We provide professional investment consultation services including portfolio analysis, risk assessment, and investment recommendations.
Services are provided on an hourly consultation basis and do not include ongoing portfolio management unless specifically agreed.
User Responsibilities
As a client, you are responsible for:
- Providing accurate financial information and investment objectives
- Making your own investment decisions based on our recommendations
- Complying with all applicable laws and regulations
- Maintaining confidentiality of consultation materials
- Paying fees according to agreed terms
Prohibited Uses
You may not use our services for:
- Illegal activities or money laundering
- Sharing consultation materials with unauthorized parties
- Attempting to reverse-engineer our analytical methods
- Harassing or threatening our staff
- Violating any applicable financial regulations
Intellectual Property
All consultation materials, analysis tools, and methodologies are our intellectual property.
You may not reproduce, distribute, or use our materials for commercial purposes without written permission.
Privacy and Data Protection
Your personal information is protected according to our Privacy Policy and UK data protection laws. Full Privacy Policy available at /privacy-policy
Payment Terms
Payment terms for consultation services:
- Fees are charged hourly at rates of £250-£500 per hour
- Payment is due within 14 days of consultation completion
- All fees include VAT at the current rate
Disclaimers
We provide no warranties regarding investment performance or outcomes.
All investments carry risk and may lose value.
Limitation of Liability
Our liability is limited to the fees paid for consultation services.
Maximum liability shall not exceed £10,000 per client.
Indemnification Terms
You agree to indemnify us against claims arising from your use of our services.
Dispute Resolution
Disputes will be resolved through:
Arbitration
Binding arbitration under UK Arbitration Act 1996
Arbitration will be conducted in London under English law
EU Online Dispute Resolution
EU residents may use the Online Dispute Resolution platform
Available at https://ec.europa.eu/consumers/odr: https://ec.europa.eu/consumers/odr
Termination
Either party may terminate the consultation agreement with 48 hours notice.
Termination does not affect payment obligations for completed consultations.
Governing Law
These terms are governed by the laws of England and Wales.
Changes to This Policy
We may update this policy to reflect changes in law or our practices. Updates will be posted on this website with revised effective dates.
We may update these terms with 30 days notice posted on our website.
Severability Clause
If any provision is invalid, the remaining terms shall continue in effect.
Entire Agreement
These terms constitute the entire agreement between you and Moontidebreeze regarding our services.
Contact Information
For questions about these terms, contact us at info@moontidebreeze.com
Moontidebreeze Investment Advisory Ltd
42 Bishopsgate, London EC2N 4AH, United Kingdom
Last Updated: June 26, 2025